Why is there an extra £1 charge on the card bank statement?

When performing card payments, Stripe sends over a request to the issuing bank for either £0 or £1 authorization to verify that the card is issued and the bank will allow the payment to be authorised. Regardless of whether or not the authorisation is declined, Stripe reverses their authorisation request immediately.

However, even if the bank declines the authorisation, some people may still see an authorisation for £1 on their credit card statement.

This is not a charge, and it will disappear from the statement any time between a few minutes to a few weeks.

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