You can choose whether guardians should be able to register for Wraparound care if this would bring their balance to or below 0. You can see how to do this in step 5 here: Wraparound care - Setting up a breakfast club or after-school club
It isn't possible to limit the amount of debt parents can accrue against meals and other top-up type account balances. However, you can keep an eye on balances, and send reminders to guardians when they need to top up.
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